Your Health. Your Choice.
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About Us

A groundbreaking defined contribution solution that gives employers and

employees control over their healthcare dollars.

Individual care, individual service, and individual choice, coupled with expert guidance and information; these are the principals that power LyfeBank. The job market is changing and employer sponsored benefits must change with it.  At LyfeBank we have developed a 21st century economy solution that addresses certain shortcomings of traditional “group plans," while also enabling fully-insured group and self-insured plans to work better.  We offer a groundbreaking industry innovation in healthcare financing that empowers both Employers and Employees.

"Our mission is to create greater access to employer provided healthcare benefits for working people." - Randy Ray, CEO

We are offering the marketplace a new opportunity: employer healthcare contributions from multiple employers.  No more full-time job requirement, plus health insurance that is portable from job-to-job. Employers can shed the burden of selecting, renewing, and managing medical insurance plans and are relieved of COBRA or ERISA insurance liability. We enable switching healthcare ownership from the employer to the employee. We believe a person or family can best decide which health insurance is best for them. We also believe that employees should be able to choose how to spend the healthcare dollars employers provide. In the past, if you were fortunate enough to have employer based healthcare, you had to accept the policy they chose. But "one size fits all" doesn't work in healthcare. People are all different.  Employees and families have different needs. You and your family should be able to choose how to spend your healthcare dollars. With LyfeBank defined contribution solutions, we provide maximum flexibility to employers wishing to provide healthcare support for employees and the opportunity for employees to make smart choices about their health.


Cutting edge technology allows us to fulfill the needs of any small, medium, or large employer. Our highly trained and professional staff is there to assist you every step of the way.


Contact Us to see how we can help you.