Terms of Use

This Terms of Use was last modified on September 10, 2008.

BY YOUR USE, YOU AGREE TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT USE THIS SITE.

About LyfeBank?

Headquartered in La Conner, Washington, LyfeBank sells and supports a patent-pending employer-sponsored health benefits program including providing certain electronic transactions and administrative services to a quickly growing list of employers and employees. In many cases licensed insurance brokers may sell the LyfeBank services but LyfeBank does not underwrite insurance or sell insurance products. Our affiliate Aklins Insurance Services sells insurance products and services (although Aklins also does not underwrite insurance). The products it offers are underwritten by leading insurance companies unaffiliated with LyfeBank.

Authorization of Use

LyfeBank hereby authorizes you to copy and display the content herein, but only for your personal or informational and non-commercial use. However, the content herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include LyfeBank' copyright notice. If attribution to LyfeBank is included, limited quotations from the content are hereby permitted. You may not copy or display for redistribution to third parties for commercial purposes any portion of the content without the prior written permission of LyfeBank. No modifications of any content may be made. Use of any software available for downloading is governed by the terms of the applicable license agreement accompanying or included with the software. All trademarks, servicemarks, and trade names are the marks of the respective owner(s), and any unauthorized use thereof is strictly prohibited.

Links to Other Sites

Some of the sites listed as links herein are not under the control of LyfeBank. Accordingly, LyfeBank makes no representations whatsoever concerning the content of those sites. The fact that LyfeBank has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by LyfeBank with respect to such site, its owners or its providers. LyfeBank is providing these links only as a convenience to you. LyfeBank has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and LyfeBank cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet. LyfeBank does not warrant that the Service is compatible with your equipment or is free of errors or viruses and is not liable for any damage you may suffer as a result of such destructive features. LyfeBank does not: (a) make any warranty, express or implied, with respect to the use of the links provided on, or to, the Service; (b) guarantee the accuracy, completeness, usefulness or adequacy of any other Web sites, services, goods or advertisements that may be linked to the Service; or (c) make any endorsement, express or implied, of any other web sites, services, goods or advertisements that may be linked to the Service.

Information Provided by You

LyfeBank will not use your name or other identifying information or otherwise publicize the fact that you submitted materials or other information to LyfeBank unless: (a) we ask your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law. However, any information provided by you to LyfeBank, including but not limited to feedback, data, questions, comments, suggestions or the like, shall be deemed to be non-confidential. LyfeBank shall have no obligation of any kind with respect to such information and shall be free to reproduce, use, disclose and distribute the information to others without limitation. Additionally, LyfeBank shall be free to use any ideas, concepts, know-how or techniques contained in such information for any purpose whatsoever, including but not limited to developing, manufacturing and marketing products incorporating such information.

Disclaimer

LyfeBank makes no representations about the suitability of the content of this site for any purpose. Although LyfeBank believes the content to be accurate, complete and current, LyfeBank makes no warranty as to the accuracy, completeness or currency of the content. It is your responsibility to verify any information before relying on it. The content of this site may include technical inaccuracies or typographical errors. From time to time changes are made to the content herein. LyfeBank may make changes in the products and/or the services described herein. You agree that your use of the website and services is at your sole risk and acknowledge that the materials made available, including materials in linked sites directly or indirectly accessible from here, are provided "as is" without warranties of any kind, either express or implied, including but not limited to all implied warranties of merchantability, fitness for a particular purpose, title, or noninfringement. You agree that LyfeBank shall have no responsibility or liability for: (i) any injury or damages, whether caused by the negligence of LyfeBank, its employees, subcontractors, agents, Suppliers or otherwise arising in connection with the Web site; or (ii) any fault, inaccuracy, omission, delay or any other failure in the Web site caused by your computer equipment or arising from your use of the Web site Service on such equipment. Products and services included on the Web site may not be available in all states. The material included in this Web site shall not constitute an offer to sell insurance or a solicitation of an offer to buy insurance in any state in which such offer, solicitation or sale would be unlawful.

Use of this Web site will be governed by Washington law and jurisdiction and venue shall be located in Seattle, WA.